Absence of Evidence


Reading Time: 3 min.

Because of market pressure for instant gratification and the lack of immediate availability of certain evidence types, underwriters may have to assume that absence of evidence is in fact evidence of absence. For example, the absence of certain medical evidence is considered as evidence of the absence of a declinable medical condition – when in fact that condition may exist and might be discoverable through other data sources. What’s the answer?

  • Topics:

    • Business Intelligence