High-Performance Insurance Automation Software
Stream is a suite of all-lines core processing systems with advanced business functionality. Insurance carriers with business objectives that include boosting efficiency and growth are most interested in Stream's capacity to give them the power to change the way they do business. 
Stream improves operational optimization, speed to market with new product offerings, and better customer service. Stream’s advanced features – like built-in intelligent workflow, work management and business rules – massively streamline complex insurance processes and ensure consistency. You can tell Stream systems where you want work to go if specific conditions are met without human hands touching the claim or bill, for example.
Stream’s framework, the Insurance Integration Platform (IIP), puts the suite in the distinguished category of being the first truly sustainable solution that evolves as technology evolves.
Business function is not tied to the service-oriented architecture platform, and the platform supports separation of technology layers. Those two key factors mean that a carrier’s business applications can evolve in the future, allowing changes to one element without impacting another … by adding a new user interface, new business layer, upgrades to the data layer, and more. If your company has a road map for achieving your business vision, StoneRiver Stream supports creation and management of master data, so you can build on that high-quality data throughout your entire organization.
Personal / Commercial Lines Software
StoneRiver Stream solutions can be implemented individually or as an integrated, enterprise solution. The entire solution set supports all personal and commercial lines of business and automates: billing, claims, policy administration, reinsurance administration and collections. Customer and Distribution components also add management of the key people and companies a carrier does business with. The business-oriented architecture framework – called the StoneRiver Insurance Integration Platform – is a platform that seamlessly integrates these solutions and makes integration with your in-house or third party systems much easier.
What Analysts Say
About the Stream suite: "StoneRiver's recent releases of Billing Stream™, Customer Stream™ and Distribution Stream™ offer carriers robust functionality, in a user-friendly interface, delivered in a modern architecture. The modular approach to the Stream offering, combined with the shared services (workflow, notes, business rules, etc.) and ESB integration foundation, will likely make Stream flexible enough to support best of breed, hybrid and full suite implementations.” – Martina Conlon, Principal, Novarica
About the User Interface: “Ease of use, simple navigation along with a crisp clean look and feel are essential elements for insurers and their interaction with systems. Access to customer information that is presented clearly and easy to navigate creates intuitive processing. The StoneRiver Stream solution set raises the bar for the new generation of advanced user interfaces for the insurance industry and addresses these elements head on.” – Karen Furtado, Partner of SMA Strategy Meets Action
About the platform: “Our research continues to prove that a responsive and dynamic business model requires an SOA-driven technology platform. This platform is essential to support the integration of all applications, business services, tools, and data stores. This approach will enable speed to market, agility and flexibility for the business. StoneRiver’s Stream solutions are built on a modern technology platform, which is one of the first true SOA platforms available in the insurance marketplace.” – Deb Smallwood, Founder of SMA Strategy Meets Action
Powerful Insurance Administration Software
The configurability, scalability and integration simplicity of Stream helps insurers stay lean with self-service applications like bill presentment and payment, as well as exception processing in underwriting and claim assignment.
Straight-through processing, an intuitive user interface, and high performance help insurers offer faster service. Stream's inherent capabilities for intelligent workflow and data monitoring can alert staff when a business condition is met.
Finally, business intelligence, predictive analytics, configurable rules and rich functionality make carriers smarter with analytics for detailed data analysis and dashboards for real-time monitoring.
