Lower Policy Acquisition Costs with LifeApply® Electronic Applications

Streamlined Electronic Applications for Life, Health and Annuities

StoneRiver’s web-based electronic application software helps carriers address critical business drivers like decreasing time-to-issue and reducing policy acquisition costs, all in an extremely intuitive and easy-to-use package.

LifeApply combines the best features and functionality found in previous offerings with a completely redesigned look and feel. LifeApply builds upon these proven solutions and now provides carriers with the choice of a standalone e-application system or a more comprehensive solution that seamlessly integrates with the Life Portraits® Illustrations and LifeSuite® Automated Underwriting Systems.

Achieve Your Business Objectives with Electronic Applications for Life Insurance

Decreased Time-to-Issue

A considerable increase in applications received “in good order” streamlines your new business acquisition process and decreases overall time-to-issue. Fewer cases end up being not taken and agents get paid more quickly.

Key Features

  • Supports all lines of business, multiple insureds and multiple products on a single application
  • Filters out unnecessary and invalid selections with reflexive questioning, dynamically displaying only the relevant questions and supplemental forms
  • Pre-populates and reuses client data from CRM, Needs Analysis or Illustration systems
  • Supports e-Signature

Better User Experience

Ease of use is critical in a world in which consumers and agents alike expect "anywhere" access with immediately visible results.

Key Features

  • Intuitive, easy-to-use user interface
  • HTML wizard-based application entry forms
  • Mobile device support
  • Connected and disconnected data entry modes

Cost Reduction

Processing of “not in good order” and paper applications is costly. LifeApply eliminates these expenses and positions your company for maximum growth.

Key Features

  • Built-in error checking and data validation ensures applications are received in good order
  • Application data is electronically mapped to the carrier’s existing forms
  • Application forms and business rules are easily maintained by business users, providing carriers the ability to make updates as desired
  • Case tracking occurs through the application data gathering, e-signature and new business submission process