ID3 Policy Administration You Can Count On

A Dependable Policy Administration System for Life, Health & Annuity

ID3 is a comprehensive life, health and annuity policy administration system, fully integrated with our point-of-sale (Life Portraits) and automated underwriting (LifeSuite) solutions. These integrated solutions improve customer service, increase operational efficiency, and directly impact your financial results. ID3 operates with an up-to-date user interface and is the complete policy administration system from submission to issue and billing to claims. ID3 provides the flexibility of relational information and extensive processing flexibility. Our solution has an established record as a production-proven solution used by carriers and covers the complete range of insurance products, including fixed, equity-indexed annuities, whole, term and universal life, disability income and long term care products.

A Policy Management System Supporting Your Business Objectives


Broad Range of Capabilities

With ID3 you have powerful operational capabilities that allow for you to build products inside the software. The extensive range of built-in options expands to manage all your company needs as your business grows. The flexibility and functionality of ID3 can be valuable for time-sensitive applications, defining user attributes, point and click navigation, and covering all lines of administration.

Key Functions

• Client & Association Relationships
• Point of Sale Integration
• New Business Tracking
• Agent Licensing and Commission Processing
• Full Policy Administration Processing
• Billing & Collections
• Reinsurance Administration
• Enhanced Financial Reporting
• More information available

Ease of Implementation and Integration

The ID3 system is also available as an outsourced application that is customized to your business criteria. You can use application outsourcing to fill a specific short-term need, bridge a transition or create a permanent solution. Our solution can be part of a growth strategy, allowing your staff to focus on the business of insurance rather than the day-to-day detail associated with managing networks and data centers. Cost reduction, risk mitigation and internal control all factor into every outsourcing plan. We put a premium on effective communication. We also know how to match any set of required skills with the most cost-effective solution. As a result, our clients enjoy high value partnerships that never sacrifice service or diminish their brands.

Key Functions

• Data Center Outsourcing
• Application Outsourcing

Powerful Integration Capability

ID3 has a strong set of integration features. The Correspondence Integration Server is able to robustly feed your document generation tool of choice. Our ACORD Transaction Server supports ACORD standard transactions for case submission and a wide variety of policy owner services transactions.

Key Functions

• Correspondence Integration Server
• ACORD Transaction Server

Supporting the Customer

Ongoing ID3 support is available through several different channels to suit all your communication requirements. We work closely with our clients in all phases of the implementation and in production. StoneRiver makes certain you are given support and training enabling you to improve efficiency for maximum effectiveness.

Key Functions

  • User Group members are in active and continuous communication among themselves and with StoneRiver.
  • User Group web site is designed to share and capture questions, suggestions, and issues. 

 Contact us for more information on the ID3 Policy Administration System.