Automated Insurance Underwriting in Life, Health & Annuity

LifeSuite is an award-winning, web-based automated insurance underwriting system that drives straight-through automation. Carriers using LifeSuite have achieved automatic issue rates as high as 93%. Watch the video StoneRiver Life Solutions. 

... we came to the conclusion that LifeSuite offered the best combination of advanced functionality and market presence to meet our underwriting needs.

Marty Dinehart, VP of Operations
Patriot Life Insurance Company


  • Straight-through processing for eligible cases
  • Equal success for simplified issue & fully underwritten products
  • Case management dashboard - Real-time updates
  • Integrated user-configurable rules engine
  • Automated requirements processing
  • Reduces unnecessary & duplicate orders
  • Fewer not-taken cases
  • ACORD XML compliant
  • Highly configurable platform

Benefits of automated insurance underwriting with LifeSuite include:

Streamlined workflow
Customers and agents experience the benefits of increased automation and enhanced workflow, such as including faster responses to questions. Time-to-issue is decreased, and policy acquisition costs are minimized with the automated underwriting system.

Better consistency and productivity
The LifeSuite rules engine ensures consistent, accurate decisions. The automated underwriting system automatically evaluates application data and requirements evidence, freeing staff to focus on high face amount and complex cases.

Ease of Implementation and integration
ACORD XML standards facilitate integration with evidence providers, and the use of web services provides seamless integration with third-party and back-office systems. LifeSuite’s high configurability allows for rapid deployment of new products and system changes.


Contact us to see any of our systems in action in a private demonstration.

Recorded webinar - Executives from The Phoenix Companies talk about their automated underwriting project and the success it's achieved in Three Years Later - Still on Target with Automated Underwriting, from May 18, 2016

Automated Underwriting: A Carrier's Perspective - recorded webinar